Reconciliation and Break Resolution
Match transactions across systems, explain the breaks, and propose resolutions for ops to approve.
What It Does
The agent matches records deterministically across the general ledger, custodian files, and bank statements, classifies every remaining break with a likely cause and the evidence behind it, and prepares the correcting posting. Ops approves it, anything above the bank's thresholds routes to a named signer, and every posting is logged.Without it: Daily recs consume ops teams, and unexplained breaks age while analysts chase data across systems.
- Separates timing differences that will clear tomorrow from true breaks
- FX and fee differences inside tolerance are classified, never matched away
- A break it cannot explain is aged and handed over with what it ruled out
- The agent that investigates a break is not the one that posts it
Illustrative example
The nostro run closes leaving 212 exceptions. One is a $1,840 shortfall on the USD correspondent account, which the agent ties to a wire fee the correspondent netted at settlement, rules out as a duplicate by matching on the payment reference, and prepares as a correcting posting to the fees account. It sits under the $5,000 threshold that would send it to a named signer, so the ops approver takes it, and the whole chain lands in the audit log.
GL
Book-side postings
Bank and custodian files
Statement lines, fees
Rec platform
The run's exceptions
Reconciliation and break resolution
ExecuteStarts when
A reconciliation run completes and leaves exceptions
How far it goes
it acts inside set limits, and every call is logged
Never
LEDGER: enforced below the model, not asked of it
Matched records
Matched on keys, never guessed
Breaks
Classified with causes
Correcting posting
Prepared for approval
More Financial Services Agents
Fraud-alert investigation
Triage fraud and anomaly alerts, assemble the evidence, and hand an analyst a decision-ready file.
KYC document intelligence
Read onboarding packets in full, extract what compliance needs, and flag gaps before review.
AML alert triage
Score and structure AML alerts with the supporting evidence, every decision logged for the audit file.
Case Studies
The Agent Proposes a Posting and Cannot Make One
Banking
Every vendor answered the authority question by describing intent.
Read case study
Finding the Money in Items Nobody Ever Opened
Banking
About 26,000 a year age out unexamined; that is where $4.8M of leakage sits.
Read case study
